How to Make Money as Freelancer with Programming and Software Development skills

Whether you are a newly qualified or time-served programmer and software developer, you may well be struggling to find suitable, well-paid employment. If this is the case for you, then read on.

In today's difficult financial climate, more and more businesses are beginning to see the wisdom of outsourcing various aspects of their work to freelancers. Freelance resources have always been readily available for many business functions, including administration, content writing, accounting and web design, which can all be done from pretty much anywhere.

More recently, the amount of outsourced work available for programmers and software engineers has been on the rise, to the point where demand is beginning to exceed supply. So if you are stuck without a job, or in one you do not like or that is poorly paid, becoming a freelancer is something you may wish to consider.

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How to Choose the Right Investment Property

When you are looking to buy a holiday home as an investment property there are very different considerations to be made than when buying a family home for yourself. This article will focus on the purchase of Sunshine Coast real estate and consider how to go about acquiring such a property.

The considerations

1. Temporary Tenants

When looking to buy a holiday home to rent your market will be very different even from traditional rental properties. It is important to consider what type of people will be seeking to rent your home and invest in something which will enable flexibility. A beachside property will necessarily attract wealthier people because renting a house for a fortnight or a week is far more expensive than renting a hotel room. They are also likely to be a family or a group of friends so the sleeping arrangements need to be flexible to cater for either a family or for multiple couples.

Those looking to rent a house for a holiday will generally require cooking facilities but the location and other amenities will be the biggest of their worries. There is no need to invest in a property with a fantastic kitchen as the holiday makers will likely eat elsewhere for the majority of the stay. Consider the advertisement when looking to buy this type of property because phrases like ‘beachside location’ and ‘close to restaurants’ will make the property far more appealing than ‘spacious kitchen’.

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Five Tips for Saving Money for Single Moms

In today’s battered economy, it is hard enough for a two earner household to manage, and so the single mom is really challenged to run a family on one income.  It may take a bit of work and a lot of imagination, but there are some things single moms can do to save money for the family.

Shop with double coupons
Using coupons can really add up to a lot of savings, and now, with the power of the internet, you even get to pick and choose the products you want to receive coupons on. For example, just type diapercoupons in the address bar, and you will be amazed at how many sites offer you coupons on diapers.  Next step, find the stores in your local area that offer double coupons, and you are on you way to saving big!

Make or package your own snacks
One of the most expensive grocery items for families is snacks for the kids.  Whether you pack their lunch, or just want to have something available for them when they get home from school, just calculate the cost per ounce of the small snack packages, and you will never buy them again.  Instead, buy big bags at a warehouse store and repackage into small sandwich bags.  Great snacks such as Chex party mix can be made at home and used during the week, and to save money and have fun, have your kids help you make cookies on the weekends, put them in sandwich bags and they are ready for school lunch boxes.

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How to Survive Student Debt

You made getting a college degree a goal, but the cold, hard truth is, college is expensive. Student loans seemed like a logical option at the time. Now that it’s time to pay that money back, though, it’s a mixed bag. In one hand, you’ve got your hard won diploma. In the other, a stack of bills big enough to crush the life out of you. How the heck are you going to pay those loans back?

When you started school, you didn’t imagine the economy would be in such shabby shape when you finished. Unemployment is high and wages are…well, let’s just say they’re not what you hoped they would be. Now you need to pay your student loans and provide for your basic needs, like rent, transportation, the occasional pizza and beer. Can it really be done?

Start with a Plan

Tackle your student loans the same way you earned your degree. You chose a major and followed a set course to reach that goal. Do the same with your student loans. Study the payment options and decide which is most feasible with your current income. Determine the least amount you need for necessary expenses, a bit of savings, and your loan payment. That is your budget. Do what you must to make it work.

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